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Forgotten but not gone: Australia’s creepiest abandoned buildings

November 13, 2017

once thriving theatre filled with lights and music is now silent and dark, its velvet curtain rotting and the ornate ceiling covered in filth. A department store where thousands of shoppers came to browse is now empty but for a few broken mannequins and motionless escalators. Hundreds of prison cells plastered with posters, letters and […]

abandoned buildings

How to repair your bad credit file.

November 9, 2017

Your Credit file….. it gives most anxiety thinking of it! An unpaid Doctor’s bill that’s being sent to your old address, has you thinking you might not pay it.  That’s a little “win” for you – or is it? You might get out of paying your doctor’s bill, but that doctor is probably going to […]

credit file

One third of mortgages have little or no buffer

November 7, 2017

ONE in three home loan customers are leaving themselves with little to no buffer on their repayments despite interest rates resting at historical lows. The Reserve Bank of Australia has today released its biannual Financial Stability Review and has revealed one third of mortgages have less than one months’ buffer. Despite this many other borrowers […]

no buffer

Inappropriate finance most common broker complaint

October 24, 2017

The most common consumer complaint against mortgage brokers relates to inappropriate finance and responsible lending, a new industry report has found. In the latest Credit Industry Ombudsman (CIO) Annual Report on Operations, around 360 complaints were received about brokers and aggregators in the 2016/17 financial year. This accounted for 6.1% of the almost 5,900 complaints brought […]

inappropriate finance

Refinancers caught in the crossfire of APRA’s tightening plan

October 24, 2017

Some Australian home owners looking to refinance their mortgage to reduce debt have discovered they are “stuck” with their current loan due to stricter rules enforced by the banking regulator. One lender says tighter controls are penalising people with a good credit history on loans granted before the Australian Prudential Regulation Authority (APRA) tightened rules […]

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